📢 Contractors: Get Banks to Say Yes
Happy Saturday! ☕️ Check out this Client Case Study:
Let’s talk about a common struggle I see all the time with construction trade contractors—cash flow.
One of my clients is a fast-growing electrical trade contractor. They had no trouble winning jobs or getting the work done. The real problem? Getting paid. Sound familiar?
Like most in the industry, they were stuck in the 60-90 day payment cycle, meaning they had to front cash for:
✅ Payroll (for 4-6 pay periods!)
✅ Materials & supplies
✅ Rent & overhead
Meanwhile, their bank account was gasping for air. 😩
And here’s the kicker—most banks won’t touch a business that’s only a few years old. My client had been in business for just three years, and for most banks, that’s not enough history to get a loan.
A great story alone won’t get you funded. Banks want numbers. 📊
That’s where we put in the work. We:
✔️ Dialed in their bookkeeping & accounting
✔️ Built out a 2025 budget
✔️ Created a 2026-2027 forecast to show long-term growth
By presenting a solid financial plan—not just a strong revenue trend—a stable, local bank had the confidence to approve $500K in working capital. 💰🚀
This will smooth out their cash flow, reduce stress, and provide them the capital they need to keep growing without sleepless nights.
Moral of the story? Revenue is great, but cash flow is KING. 👑
If you’re feeling the squeeze, let’s talk. Think of me as your finance doctor—I’ll diagnose the problem and prescribe the right solution. 💊💵
Wishing you a profitable week,
Patrick
Patrick Shurney, MBA
Founder, 3P Consulting
📞 443.539.6276
🌐 www.3pcllc.com
Getting Trade Contractors’ Finances Sorted
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About Me:
As a veteran in financial coaching with over 30 years of corporate banking experience, my mission is to empower Trade Contractors like you to become numbers confident, optimize cash flow, leverage debt, and pay yourself competitively.
Ready for More?
Here’s how I can help you:
1. Profit Blueprint Program: Master your business numbers in just 30 days, uncovering hidden profits of $25K-$75K+ over the next 3-12 months.
2. Loan Consulting: Need the best rates and terms on your next loan? With 30+ years of banking experience, I’ll make sure you get a deal that works for you.
3. Profit Blueprint Digital Course: Become confident with your numbers, boost cash flow, and learn to pay yourself first in just two hours. This course is designed for busy professionals who want immediate results. ($197)
Ready to take your financial strategy to the next level? Let’s connect and make sure you’re running a thriving business while paying yourself what you’re worth.
