🚧 Attention Contractors: Most of my subscribers are trade contractors. Over the past few weeks I've been devoting my Saturday Newsletters to you.

As we prepare to kick off 2025, there’s one tool every Construction Trade Contractor needs to thrive: a Budget Forecast.

A budget isn’t just a spreadsheet filled with numbers—it’s your financial blueprint. It transforms your dreams, aspirations, vision, and strategy into actionable dollars. A solid budget forecast not only guides your decisions but also makes your business more attractive to bankers and investors.

Most business owners I work with have revenue goals, strategies, and tactics. But when I ask, “Do you have a financial blueprint to achieve these goals?” the answer is often “no.” That’s why I developed my Budget Blueprint for Contractors—a simple, powerful way to turn your vision into dollars and your goals into reality.

Why I Hated Budget Meetings in Corporate

But let me be honest: in my corporate life, budget meetings were often a nightmare. They were filled with negotiation, bartering, nail-biting, begging, and borrowing. Those meetings felt more like survival than strategy.

That’s why I reverse-engineered the entire process.

When I work with my clients, budget meetings are different. You tell me in words—your goals, your dreams, your strategy—and I turn those words into dollars. Our sessions are engaging, creative, and momentum-building. No spreadsheets, no overwhelm—just clarity, confidence, and a roadmap to growth.

The 3 Financial Reports You Need

Building a budget is just one part of being "Bank Ready." To make your business truly attractive to bankers and investors, you need to master these three financial reports:

1. Profit & Loss Statement
   This is the most familiar report for most business owners, but it’s not just about revenue and expenses. Do you know the 5 key ratios that benchmark your business’s performance? These insights give you the confidence to make better decisions about hiring, expenses, and growth.

2. Balance Sheet
   Many business owners overlook this report, but it’s essential. It reveals the health of your business, shows where money is getting stuck, and identifies how much working capital you need to fund growth. A strong balance sheet also helps you get loans, attract investors, or properly value your business/ (You do want to sell your business one day, right)?

3. Budget Forecast
   This is the missing piece for most businesses. A budget forecast is more than numbers—it’s your financial GPS. It allows you to measure progress, hold your team accountable, and make timely adjustments based on real-time data.

Ready to Build Momentum in 2025?

If you’re ready to stop guessing and start growing, join me for my LinkedIn Live workshop:

“Bank Ready: How to Make Your Business Attractive to Bankers and Investors”

📅 When: January 7th at 10 AM EST
📍 Where: LinkedIn Live Register [HERE]

This 45-minute session will give you the tools you need to fix the accounting disconnect, master your financial reports, leverage debt wisely, and build a budget forecast that supports your growth.

🎯 Don’t just start 2025—start it strong. Let’s make your business irresistible to investors and bankers.

See you there! 🚀

Patrick Shurney, MBA
Founder, 3P Consulting
📞 443.539.6276
🌐 www.3pcllc.com

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About Me:

As a veteran in financial coaching with over 30 years of corporate banking experience, my mission is to empower small business owners like you to become numbers confident, optimize cash flow, leverage debt, and pay yourself competitively.

Ready for More?

Here’s how I can help you:

1.     Profit Accelerator Program: Master your business numbers in just 30 days, uncovering hidden profits of $25K-$75K+ over the next 3-12 months.

2.     Loan Consulting: Need the best rates and terms on your next loan? With 30+ years of banking experience, I’ll make sure you get a deal that works for you.

3.    Profit Accelerator Digital Course: Become confident with your numbers, boost cash flow, and learn to pay yourself first in just two hours. This course is designed for busy professionals who want immediate results. ($197)

Ready to take your financial strategy to the next level? Let’s connect and make sure you’re running a thriving business while paying yourself what you’re worth.