The Contractors Financial Blueprint

Saturday Newsletter

August 2, 2025

 Read on my website ⏱️ Read Time: 1 minute 30 seconds

How to Get Bank-Ready in 30 Days. Capital in 60.

Contractors: Going to the bank or bonding company is exactly like going to prom.

You want to look sharp the first time—because if you have to come back again, they'll remember the acne.

After 30 years in banking, I can tell you: Hope is not a strategy.

Here's the brutal truth: You get one shot to make a first impression with your banker. Show up unprepared? They'll remember. Just like that prom date who saw you trip over your own feet.

Here's what contractors need to understand: Banks are like prom dates. First impressions are everything. Show up unprepared? You're dancing alone.

THE BANK-READY BLUEPRINT

After reviewing 10,000+ financials and approving $2B+ in loans, here's exactly what separates the contractors who get funded from those who get forgotten:

They treat it like a job bid. Professional. Prepared. Precise.

1️⃣ Get Your Financials in Order

Not "pretty good." Not "my bookkeeper has them." Bank-ready. Clean. Current. Professional.

2️⃣ Build Your 12-Month Budget & 3-Year Plan

Takes 1-2 hour with the right tools. Shows you think beyond next Friday's payroll.

3️⃣ Tell Your Story (In Words AND Numbers)

Banks don't lend to businesses. They lend to stories with numbers that make sense.

4️⃣ Create a Professional Loan Package

Set up a data room with all your financials in one place. Like showing up to prom in a tux instead of work boots.

Here's the thing: You don't need to become a CFO. You just need to follow the playbook.

That's why I packaged everything I learned from approving $2B+ in loans into a simple system:

✅ 30-day checklist to get bank-ready

✅ Video walkthrough of each step (in contractor language, not banker speak)

✅ The exact templates I use with clients

✅ What bankers actually look for (hint: it's not just your credit score)

All for $9. Less than your Saturday morning Starbucks run.

Why so cheap? Because I've watched too many good contractors get rejected for fixable reasons.

You build America. You deserve the capital to grow your business.

🎯 Grab it here: [LINK]

Because Revenue for Show. Profit for Dough. But looking sharp for the bank? That's how you get the DOUGH to GROW. 💰

Your Weekend Challenge:

I included a 10-question quiz in my Bank-Ready workbook. If you score less than 35 out of 50, you're not bank ready. But this workbook will get you there.

Have a great weekend and remember—you only get one chance to make a first impression at the bank. Make it count.

Patrick Shurney, MBA
Founder, 3P Consulting
📞 443.539.6276
Helping Contractors Become Bankable, Bondable, & Capital-Ready

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About Me:

As a veteran in financial coaching with over 30 years of corporate banking experience, my mission is to empower trade contractors like you to become numbers confident, optimize cash flow, leverage debt, and pay yourself competitively.

Ready for More?

Here’s how I can help you:

1.     Profit Blueprint Program: Get your finances sorted and build out a 3-year financial roadmap in the next 30 days.

2.     Loan Consulting: Get Bank Ready. With 30+ years of banking experience, I’ll make sure you're ready to approach lenders with a winning loan package.

Ready to take your financial strategy to the next level? Let’s connect and make sure you’re running a thriving business while paying yourself what you’re worth.