The Millionaire Contractor Coach™

Saturday Newsletter

November 29, 2025

Read on my website ⏱️ Read Time: 2 minutes 30 seconds

Your 2025 Thanksgiving Tax Wake-Up Call

It's Thanksgiving weekend, and I'm willing to bet you have no clue what you owe in taxes.

Let me paint the picture.

Your company crushed it in 2025.

Revenue is up. Projects are flowing. You're busier than ever.

But with just 32 days left in the year, you're scrambling to figure out how to reduce your tax bill.

And here's the kicker - you're not a CPA. Neither am I.

But if you haven't heard from your accountant yet about tax planning, and you're always the one taking initiative on your finances, then this newsletter is specifically for you.

THE ACCOUNTANT PROBLEM

Here's what most contractors don't realize:

Your accountant should be proactively helping you plan for taxes.

Not just filing them after the year ends.

Not just telling you what you owe when it's too late.

Planning. Before December 31st hits.

More importantly, they should be helping you manage cash flow and keep more of that hard-earned money in your pocket.

But here's the reality: Most accountants don't.

They focus on compliance and tax filing. Period.

Cash flow management? Not their job.

Helping you build wealth? Not their expertise.

Strategic financial planning? That's what they think QuickBooks is for.

WHY I STARTED HELPING CONTRACTORS

I learned something that changed everything:

Accountants focus on compliance and taxes.

They don't focus on cash flow, capital, and helping you become a Millionaire Contractor.

That's exactly why I started this work.

Because contractors like you deserve better than just tax compliance.

You deserve a financial roadmap that actually builds wealth.

WHAT REAL FINANCIAL PLANNING LOOKS LIKE

When we work together, here's what happens:

We build a 12-month budget that accounts for EVERYTHING.

Including taxes and debt payments.

We create a 3-year financial roadmap.

Not just revenue projections, but real wealth-building strategy.

We benchmark you against industry standards.

So you know exactly where you stand and where you need to improve.

We help you become a top 1% contractor.

Not just in revenue, but in actual take-home wealth.

The Bottom Line: Thinking your accountant will help you with wealth building is like going to a dentist for a colonoscopy. Yeah, your dentist may be a doctor, but I don't think you want them putting fluoride up your butt.

THE DECEMBER 31ST DEADLINE

Look, I get it.

You've been busy building your business.

But December 31st doesn't care how busy you've been.

Tax planning opportunities expire whether you use them or not.

Equipment purchases, retirement contributions, business expenses - they all have deadlines.

And if you wait until January to start planning for 2025 taxes, you've already lost.

WHAT THIS MEANS FOR YOU

If you're doing $5M - $100M+ in revenue but still don't know your tax situation...

If your accountant hasn't reached out about year-end planning...

If you're great at getting work but terrible at keeping wealth...

Then you need a different approach.

You need someone who understands that your business success should translate into personal wealth.

Not just bigger revenue numbers that disappear into taxes and overhead.

YOUR NEXT STEP

My 2026 Financial Planning Sessions are designed for contractors who are tired of working harder without getting wealthier.

We'll review the 7 key numbers that actually matter for building wealth:

• Your real Gross Profit Margin (not the fake one your accounting reports show you)

• A Net Profit margin that accurately reflects debt and taxes

• Your A/R Collection rates v. industry standards

• The working capital you actually need (hint: it's probably 10% of revenue)

• How to build equity in your business for personal wealth

·You'll walk away with a budget you can import directly into your financial software.

So you can measure actual results versus your plan.

And most importantly, you'll have a roadmap from where you are to millionaire contractor status.

I'm only taking 6 contractors through my 2026 Financial Planning Sessions before year-end.

1 spot is already filled.

If you want your financial roadmap locked in before December 31st, reply with "PLANNING SESSION" right now.

Don't spend another year wondering where your money went.

The contractors who plan ahead win.

The ones who wing it stay broke.

Have a great Thanksgiving weekend,

Patrick Shurney, MBA | The Millionaire Contractor Coach™

Helping Contractors Become Bankable, Bondable, & Capital-Ready

P.S. - If you're reading this on Saturday and thinking, "I'll deal with this next week," remember: December 31st is exactly 32 days away. The clock is ticking.

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About Me:

As a veteran in financial coaching with over 30 years of corporate banking experience, my mission is to help you become a Millionaire Contractor by mastering just 7 numbers so you can keep more of what you earn and build generational wealth.

Ready for More?

Here’s how I can help you:

1. Profit Blueprint Program: Get your finances sorted and build out a 3-year financial roadmap in the next 30 days.

2. Loan Consulting: Get Bank Ready. With 30+ years of banking experience, I’ll make sure you're ready to approach lenders with a winning loan package.