The Millionaire Contractor Coach

Saturday Newsletter

October 18, 2025

Read on my website ⏱️ Read Time: 1 Minute 55 seconds

The $500K Hidden in Your P&L (37-Minute Breakthrough)

Hey,

Yesterday changed everything for a $5M contractor.

And it might change everything for you too.

Here's what happened:

37-minute call with a contractor referred by one of my clients.

Year 7 in business. Pushing $5 million in revenue.

Zero paycheck all year.

Every dollar gets reinvested back into the business while he lives on fumes.

The Problem Stack

• 60–90-day payment cycles strangling cash flow

• Under-capitalized by $300k in working capital

• No line of credit (needs $500k using my 10% revenue framework)

• Gross margins at 30% when they should be 40%

• Growth plans to $10M+ but zero financial roadmap

• Could earn $250k working for someone else

The $500K Revelation

That 10% margin gap isn't just a number.

It's $500,000 annually.

Sitting in his business right now.

Without adding a single new project or client.

His goal? $750k take-home annually.

Completely achievable for a disciplined $5M contractor.

Imagine what happens when revenue hits $10M with proper margin discipline.

The Breakthrough Moment

He talked for 90% of our call.

I listened and took notes.

When I summarized his situation back to him, he agreed 100%.

Then I spent less than 5 minutes explaining how I help contractors like him.

No pitch. No pressure.

Just the 7 numbers framework that transforms revenue into real wealth.

He didn't flinch at the investment.

Because finally, someone showed him the roadmap from where he is to where he wants to be.

The Real Issue:

He doesn't look at his P&L.

Most contractors don't.

They focus on revenue, projects, and growth.

But wealth isn't built on revenue.

It's built on the 7 numbers that actually matter.

Numbers that turn a $5M revenue business into a $750k+ annual take-home.

Numbers that create the working capital cushion for growth.

Numbers that make you bankable for that $10M+ expansion.

Numbers that build generational wealth, not just bigger projects.

Your Turn

Whether you're at $5M or $50M, the math doesn't lie.

If you're great at getting work but terrible at keeping wealth...

If you have growth plans but no financial roadmap...

Let's have a conversation.

Not a pitch call. A diagnostic.

37 minutes where you talk 90% of the time.

Where I listen and show you exactly where your $500k is hiding.

Where we build your roadmap to millionaire contractor status.

Reply to this email if you're ready to stop funding everyone else's wealth and start building your own.

The 7 numbers are waiting.

Patrick Shurney, MBA | The Millionaire Contractor Coach™

Co-Host "From Builder to CEO" Webinar Nov 18th 11am EST

Helping Contractors Become Bankable, Bondable, & Capital-Ready

P.S. – My 2026 Financial Planning Sessions are filling up fast. If you want your roadmap locked in before the new year, don't wait. The contractors who plan win. The ones who wing it stay broke.

_____________

About Me:

As a veteran in financial coaching with over 30 years of corporate banking experience, my mission is to empower trade contractors like you to become numbers confident, optimize cash flow, leverage debt, and pay yourself competitively.

Ready for More?

Here’s how I can help you:

1.     Profit Blueprint Program: Get your finances sorted and build out a 3-year financial roadmap in the next 30 days.

2.     Loan Consulting: Get Bank Ready. With 30+ years of banking experience, I’ll make sure you're ready to approach lenders with a winning loan package.