The Millionaire Contractor Coach

Saturday Newsletter

October 11, 2025

Read on my website ⏱️ Read Time: 1 Minute 10 seconds

The $20M Contractor Who Did What Most Won't

Hey,

Got an email last week that made my day.

"Patrick, I've been following you for a while on LinkedIn. We're struggling with many of the things you often discuss (cash flow, credit lines, loans, etc.) as we grow. Many of the challenges during growth is the huge outlay of cash prior to us getting paid."

This contractor? Pushing $20M in revenue. Expert at his trade. Solid reputation. Profitable for years.

But he did something 90% of contractors won't do: He asked for help.

That takes guts.

The only shame is not asking for help

I get it. Asking for help is hard. It's been my personal struggle all my life. Maybe it's a GenX thing. But as an entrepreneur, I've learned that too much is at stake to NOT ask for help. We are the ones taking all the risk, and failure is not an option.

Most guys at $20M pretend everything's fine. They suffer in silence while:

• Cash stays trapped in receivables for 60-90 days

• Credit lines max out on every big job

• Profit margins shrink as revenue grows

Not this guy. He said "enough" and booked a call.

Here's what he's about to discover: Small tweaks create massive results at his level.

A 1% margin improvement on $20M = $200K straight to bottom line. We can easily find 3% which is $600K already in his business, without even increasing revenue!

Heavy contracting requires capital equipment. All that debt starts to add up. But better cash flow management = $100K+ saved in interest payments.

Proper financing structure = Access to growth without the stress.

The math is simple once you see it clearly.

If you're reading this thinking "that's my situation", follow his lead.

Ready to stop growing broke?

October kicks off Q4, the best time to get your 2026 plan dialed in before holiday chaos hits. (Yes, Thanksgiving is 47 days away. Christmas in 2½ months.)

Reply "CASH FLOW" and we'll set up a call where I'll walk you through:

• The 7 Numbers That Make You A Millionaire Contractor

• Your industry benchmarks

• Your custom roadmap to 2026

Start 2026 with the wind at your back instead of in your face.

I only have the capacity to work with 5 contractors this quarter. One spot just filled, and the second one is in the wings.

Enjoy your weekend!

Patrick Shurney, MBA | The Millionaire Contractor Coach™

Co-Host "From Builder to CEO" Webinar Nov 18th 11am EST

Helping Contractors Become Bankable, Bondable, & Capital-Ready

P.S.– That contractor could have reached out 6 months ago. But he reached out TODAY. That's what matters. The best time to fix cash flow was last year. The second-best time is now before Q4 slips away.

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About Me:

As a veteran in financial coaching with over 30 years of corporate banking experience, my mission is to empower trade contractors like you to become numbers confident, optimize cash flow, leverage debt, and pay yourself competitively.

Ready for More?

Here’s how I can help you:

1.     Profit Blueprint Program: Get your finances sorted and build out a 3-year financial roadmap in the next 30 days.

2.     Loan Consulting: Get Bank Ready. With 30+ years of banking experience, I’ll make sure you're ready to approach lenders with a winning loan package.