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GenX Knows Best: Cash Flow Wisdom for Business Owners

November 22, 20243 min read

Five years ago this week, I made one of the best decisions of my life: leaving the corporate world behind to chart my own path as an entrepreneur.

After 30 years in corporate America, I realized something: GenX has a lot to offer the world of small business. In a market flooded with 25-year-old “experts” telling you how to run your life, we bring something they can’t: experience, resilience, and the wisdom of having lived through Y2K and the rise of dial-up internet.

But let’s get real for a second. Owning a business comes with its own set of challenges, and at the top of the list is cash flow. You can have the best products, the most creative marketing, and a slick website, but if the money coming in isn’t steady and predictable, your business won’t thrive.

That’s where I come in.

Why Cash Flow Matters

Whether you’ve been in business for a few years or a few decades, one thing is clear: cash flow is king. Here’s what I’ve learned from working with business owners across industries:

  • Cash flow is like oxygen. You don’t notice it when it’s there, but when it’s gone? Panic sets in fast.

    • More Revenue does not equal More Cash Flow. Plugging cash flow leaks and improving your margins do more than doubling down on effort. If you have systemic problems (like a weak Gross Profit Margin), trying to add more revenue to fix it is like trying to fix a dysfunctional family by adding more members. More isn't better until you get to the root of the problem!

  • Consistency is key. A predictable cash flow isn’t just good for your bank account—it’s good for your sanity.

How I Can Help

Over the past five years, I’ve taken everything I learned from my corporate days and used it to guide business owners to better financial health. My goal is simple: help you keep more of what you earn, while building a business that’s scalable and sustainable.

If your cash flow feels like a rollercoaster—or if you’re ready to take it from good to great—let’s talk. Whether it’s fine-tuning your financial strategy, plugging cash flow leaks, or simply figuring out the next best step, I’m here to help.

A GenX Advantage

We’ve got the experience, the grit, and the ability to remember a time when you had to physically rewind your music. That’s a competitive edge no app can replicate. Don't get me wrong, I love technology as much as the next person, but the GenX generation has been fending for themselves from day one, just like MacGyver (some of you might have to look that one up). We know how to get it done!

Here’s to using that edge to create businesses that grow, thrive, and (most importantly) pay the bills on time.

Ready to take control of your cash flow? Hit reply and let’s chat.

Enjoy your weekend,


Patrick Shurney, MBA
Founder, 3P Consulting
📞 443.539.6276
🌐
www.3pcllc.com

About Me:

As a veteran in financial coaching with over 30 years of corporate banking experience, my mission is to empower small business owners like you to become numbers confident, optimize cash flow, leverage debt, and pay yourself competitively.

Ready for More?

Here’s how I can help you:

1.     Profit Accelerator Program: Master your business numbers in just 30 days, uncovering hidden profits of $25K-$75K+ over the next 3-12 months.

2.     Loan Consulting: Need the best rates and terms on your next loan? With 30+ years of banking experience, I’ll make sure you get a deal that works for you.

3.    Profit Accelerator Digital Course: Become confident with your numbers, boost cash flow, and learn to pay yourself first in just two hours. This course is designed for busy professionals who want immediate results. ($197)

Ready to take your financial strategy to the next level? Let’s connect and make sure you’re running a thriving business while paying yourself what you’re worth.

👋 Hi, I’m Patrick!
I’m a Finance Expert and Coach. As a veteran in financial coaching with over 30 years of corporate banking experience, my mission is to empower small business owners like you to become numbers confident, optimize cash flow, leverage debt, and pay yourself competitively.

🗝️ 📈 I can help you become proficient with your business numbers in just 30 days, unlocking hidden profits of $25K-$75K+ in your business over the next 3-12 months.

Patrick Shurney

👋 Hi, I’m Patrick! I’m a Finance Expert and Coach. As a veteran in financial coaching with over 30 years of corporate banking experience, my mission is to empower small business owners like you to become numbers confident, optimize cash flow, leverage debt, and pay yourself competitively. 🗝️ 📈 I can help you become proficient with your business numbers in just 30 days, unlocking hidden profits of $25K-$75K+ in your business over the next 3-12 months.

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