After spending decades in the banking industry, I help business clients obtain loans at the best rate and terms in the market, saving them on average 0.5%-2% on the interest rate and up to 1% on the bank origination fee. This results in hundreds, if not thousands of dollars in savings per month/year.
I leverage my relationships with Senior and Executive bank leaders at a host of banks. I help you obtain multiple terms sheets and then work with you and the bank through the approval process, commitment letter, and loan closing.
I review all the loan documents to make sure you are not agreeing to any egregious prepayment penalties or one-sided loan default language. Lastly, I make an otherwise bumpy loan process, smooth.
I not only help you get the loan, but more importantly, I help advise you on deploying the capital into your business to maximize earnings.